Financially Punishing Gun Owners
BY Herschel Smith
8 years, 9 months ago
Senator Coleman Young II introduced Senate Bill 851, which is a bill to amend the insurance code of 1956, to the Michigan State Senate this month. The bill would add a new chapter to Michigan’s 1956 PA 128 that would require Michigan firearm owners to purchase firearm liability insurance if they want to legally own guns.
Coleman Young II is the son of former Detroit Mayor Coleman Young, who was booted from the UAW, according to Powerline, for being too radical. Sen. Coleman Young II is a Michigan State Senator for the 1st District in Michigan. Opposition to SB 851 in Michigan note that one of the state senator’s biggest campaign donors is the insurance industry, which donated over $11,000 to Young over the years. Young also recently made the news when he introduces a bill that would eliminate exemptions that allow lawmakers and the state’s governor from being subject to Freedom of Information Act (FOIA) requests.
SB 851 would also establish a Firearms Claims Association as an unincorporated, nonprofit association. According to the terms of the proposed amendment, an insurer that would provide the firearm liability insurance required by Michigan firearms owners would be required to be a member of the Firearm Claims Association. The Firearms Claims Association would establish procedures by which insurers would report claims that would involve the Association paying out insurance.
Additionally, in Michigan, a Firearms Authority would provide financial support to the Department of State Police and to local law enforcement agencies for the creation of illegal firearm enforcement teams that would work to reduce the number of illegal firearms. It would also provide financial support to local prosecutors for programs that are designed to reduce the number of illegal firearms in communities. It would also provide financial support for educational programs about firearm safety and firearm insurance.
This is all the rage now among the statists, i.e., raising revenue on the backs of gun owners. We’ve just recently seen with the bill in Oklahoma to remove permitting requirements for open carry that the singular objection in the legislature appears to be that the permitting revenue stream will be lost, thus necessitating a hard look at the future employment of those doing the permitting.
In this case, the statists are going for all the marbles. Not only does the state itself stand to gain from this, but crony corporatism is alive and well in Michigan. Can you imagine the astronomical cost associated with insuring gun owners, how much the corporations stand to gain from this, and how little gun owners will benefit? What would an insurer do – assure a gun owner of never being charged with a crime? Of course not. This is a money laundering scheme run by the best criminals in the business, the government.
And it’s all on the backs of gun owners. The statists kill two birds with one stone. They raise largesse, and they enact gun control without calling it gun control. What do you want to bet the NRA won’t even score this or take a stand on the issue?
On March 21, 2016 at 8:41 am, Haywood Jablome said:
” The statists kill two birds with one stone. They raise largesse, and they enact gun control without calling it gun control.” They get a third bird as well… a de facto gun registry as well. Liberalism….it really is a disease…
On March 21, 2016 at 8:59 am, Herschel Smith said:
Good point.
On March 21, 2016 at 9:46 am, Fred said:
Lovely, How nice.
– The amount of coverage goes up every year, so by necessity will the premium I would guess. It would have to.
– There’s this little nugget; SEC. 4925. THE ILLEGAL FIREARM AUTHORITY IS CREATED WITHIN THE FIREARMS CLAIMS ASSOCIATION.
– And these gems that I lumped together; PROVIDE FINANCIAL SUPPORT TO THE DEPARTMENT OF STATE POLICE AND LOCAL LAW ENFORCEMENT AGENCIES FOR ILLEGAL FIREARM ENFORCEMENT TEAMS and PROSECUTORS and JUDICIAL AGENCIES (judges) and NEIGHBORHOOD OR COMMUNITY ORGANIZATIONS OR BUSINESS ORGANIZATIONS.
– And apparently, a lien will be placed on you or your estate for unpaid premiums.
So, the bill creates a network snitches and pays the government out your premium (excess) to hunt you down, prosecute, and try you, and take your other property. How very freeing, exhilarating really, to live in a land where we respect each others right to property so deeply. It’s a proud, proud day indeed.
On March 21, 2016 at 11:33 am, Archer said:
SB 851 would also establish a Firearms Claims Association as an
unincorporated, nonprofit association. According to the terms of the
proposed amendment, an insurer that would provide the firearm liability
insurance required by Michigan firearms owners would be required to be a
member of the Firearm Claims Association. [bold emphasis added]
So in addition to raising revenues, enacting gun control without calling it “gun control”, and creating a registry of guns and gun owners… What’s to stop the “Firearms Claims Association” from simply not accepting new members? Or only accepting one, thereby creating an illegal-yet-government-sponsored monopoly, who then can charge whatever they wish (the sky’s the limit) for the legally-mandated insurance?
Also, I’m assuming the FSA’s membership records will be public. What’s to stop Bloomberg’s Demanding Harpies from protesting or boycotting insurers who join or attempt to join?
On March 21, 2016 at 11:59 am, Ammono Cruose said:
I am curious how the whole concept is even legal. How can government force me to carry an insurance policy that will NEVER, in a million years, pay out a claim? Insurance companies don’t pay claims that are the result of crimes. They just don’t. Call and ask YOUR insurance company if they are going to pay a claim to a family that was robbed if YOU are arrested and convicted of burglary. Just to see how fast they say no. They are not going to pay claims out for murders and shootings. Doesn’t matter whether a legal firearms owner commits them, or someone steals our property and does it. What would we be paying premiums for? Forcing me to buy insurance that I cant use doesn’t pass the smell test of not being a tax on a Constitutional right. Oh wait, I guess it worked with Obamacare, though. I stand corrected.
On March 21, 2016 at 2:19 pm, TexTopCat said:
Coleman Young II should be forced to pay any costs involved out of his own private pocket. A really silly idea than should never have got this far.
On March 22, 2016 at 10:26 pm, Goldcoaster said:
I shared this with all of the major websites. The internet enables the rapid dissemination of stories like this.
How about F#CK YOU Coleman.