New Jersey Senate Passes Bill Requiring Gun Owners to Have Liability Insurance
BY Herschel Smith
2 years ago
New Jersey’s state Senate narrowly passed a new concealed carry gun control legislation Monday, with one Democratic lawmaker joining Republicans in saying it is unconstitutional, according to NJ.com.
The bill would require gun owners who seek a concealed carry permit to purchase liability insurance and take training courses, while also increasing permit fees and restricting guns in “sensitive places” like schools, public parks, courthouses, bars and private property, according to the legislation. The bill received bipartisan criticism, with Republican state Sen. Michael Testa calling the bill “absolutely wrong” and Democratic state Sen. Nicholas Sacco saying it is unconstitutional and will face legal challenges, according to NJ.com.
Litigated it certainly will be. The liability insurance is simply a way of punishing gun owners. How do we know that?
It’s simple. If one is deemed innocent, he will be exonerated in court even if he has to pay for legal expenses. The NJ senate doesn’t care about this expense and they aren’t demanding that gun owners be prepared to legally defend themselves.
If he’s guilty of a crime, insurance won’t pay anything. Insurance doesn’t cover what’s termed “torts with intention,” or “intentional acts of liability,” which it will judged to be if the gun owner is found guilty of a crime.
So this is just a way to punish gun owners, while lining the pockets of insurance company executives.
Responding to Bruen, the jerks in New Jersey passed yet another gun control bill.
If you live in New Jersey – why?
On December 22, 2022 at 10:30 am, BRVTVS said:
And a lot of “gun rights” organizations also are hawking insurance for gun owners. That’s partly why so many are ineffective. They profit from these laws. It’s like how PA used to only only have one statewide gun rights org, which was a league of rifle ranges. Plenty of laws banning backyard target practice were passed.
On December 22, 2022 at 6:19 pm, Mario said:
“The test courts must apply is whether a firearms restriction would have seemed reasonable to the founding generation that crafted and ratified the Second Amendment. If not, the law must give way to the Constitution.”
Justice Clarence Thomas
End of story, the founding fathers would have laughed at this hogwash.
On December 23, 2022 at 8:58 am, Drake said:
I lived in NJ for 25 years because that’s where I worked (and the out x-burbs are quite nice). I left because of this stuff and the rigged 2021 election there that snuffed out all hope.
Ironically, I did enroll in an insurance plan after getting my concealed carry permit in my new free state.
On December 23, 2022 at 11:40 am, Paul B said:
Not sure the founding fathers would have thought insurance is a bad thing. I think there was the concept of insurance in their time. I have purchased USCCA insurance as I do not want to be beggared if I ever need to defend myself.
I also buy car insurance for a similar reason. I did before the state ever mandated same.
While I do not like mandated state insurance for cars I do not like buying insurance to cover me if the other driver is not insured. Which I do now.
I will just generate more work for lawyers and other admin types.
But all said, I think it is a bad thing over all. You cannot mandate frugal characteristics in the larger population.