How Helene Affected The People Of Appalachia

Herschel Smith · 30 Sep 2024 · 11 Comments

To begin with, this is your president. This ought to be one of the most shameful things ever said by a sitting president. "Do you have any words to the victims of the hurricane?" BIDEN: "We've given everything that we have." "Are there any more resources the federal government could be giving them?" BIDEN: "No." pic.twitter.com/jDMNGhpjOz — RNC Research (@RNCResearch) September 30, 2024 We must have spent too much money on Ukraine to help Americans in distress. I don't…… [read more]

Operation Choke Point Is Alive And Well

BY Herschel Smith
8 years, 3 months ago

This report comes from The Daily Signal.

In early June, after Lichterman fought back and went public with his story—accusing the bank of participating in Operation Choke Point tactics by discriminating against him because he sells guns—HomeTrust Bank reversed its policy and offered Lichterman an account.

But on June 14, two days after an Islamist-inspired terrorist shot and killed 49 people and wounded 53 others in an attack at an Orlando nightclub, the bank again reversed its policy and told Lichterman he couldn’t use their services without completing an “addendum” demanding more information about his business.

The Daily Signal sought comment about this request from HomeTrust Bank via phone and email, but it did not respond.

Among other demands, the addendum, which Lichterman provided to The Daily Signal, asks Lichterman to “submit a complete list of all firearms and ammunitions vendors and customers” that he conducts business with. In part, it reads:

After the first/initial submission subsequent lists are to include all relevant parties since the date of last report. Each list is to specify personal and business names and associated FFL [federal firearms license] numbers and should indicate whether the individual/entity is new or repeat. The list must identify all firearms and ammunitions transaction entities regardless of whether HomeTrust Treasury Management ACH [automated clearinghouse] origination services are used for the transaction.

The list is due no later than the fifth day of the first month in each quarter.

This is a blatant attempt to shut him down, if not at the transactional level, at the legal.  This kind of bullying by the federal executive is still commonplace.  Frank Miniter reports the following.

Many executives at gun manufacturers have told me in off-the-record conversations that their longtime banking relationships have been threatened, even terminated, for political reasons. They say the Obama administration’s “Operation Choke Point” was only a government-led example of a trend. Operation Choke Point is an initiative run by the U.S. Department of Justice (DOJ); basically, the federal government, in this case via a list sent out by the Federal Deposit Insurance Corporation (FDIC), threatens to penalize financial institutions that do business with companies or company types the government says might be violating the law—this list previously included gun manufacturers and stores that sell firearms.

Even though they were targeted by the federal government and treated as if they are selling illegal (not just politically incorrect to some) products, most of these firearms-related companies prefer not to go public with their grievances—perhaps because they don’t want to draw the wrath of the federal bureaucracy, but also because most marketing departments and corporate boards naturally prefer to keep clear of controversy.

No one wants to rock the boat, and so the outrage continues.  Now it has been expanded to knife manufacturers.  Concerning Hogue, we have this report.

We were just informed that Wells Fargo Bank would not do business with us, refusing to provide their services based on the fact that we manufacture “weapons” (aka knives). Incredibly, this refusal came after THEY initially pursued us to gain our business. Once we had decided to go with Wells Fargo, they then pulled the plug saying they could not provide their services since we manufacture weapons…Needless to say, we are shocked and confused – considering their logo is a stagecoach and driver with a shotgun too! We felt we needed to inform the firearm and knife community of this discriminatory stance Wells Fargo has taken.

The lawyers who work for the DoJ are sworn officers of the court, and are supposed to live by a very specific oath.  It wouldn’t be too much to demand that when this is all said and done, they all go public – every one of them, from the chief executive down to the lowest entry level lawyer who participated in this moral abomination – to stand in front of the world at a press conference and say, in unison, “I am a toad.  I care nothing about the law or a righteous moral compass.  I am unworthy to govern you, but I owe you my servitude.  Therefore, I will be finding each and every company and person who was affected by this and working as your slave for a decade.  Need your car washed?  I’ll do it.  Need pet-sitting?  I’m there.  Need legal paperwork done?  Well, I’m probably not really qualified, but if you’ll let me earn your trust back I’ll do my best.  Give me a small room and I’ll work for mere scraps of food.  For a decade.  Because I am a toad.”

Operation Choke Point Is Alive And Well

BY Herschel Smith
8 years, 7 months ago

The Daily Signal:

The stories of two businessmen who recently were denied banking services because they sell firearms suggest a secretive government program called Operation Choke Point still affects industries across the nation that the Obama administration considered undesirable.

In one case, a large bank in New England denied a line of credit to a former police officer who started a gun and tactical business in Monroe, Conn., saying it “no longer lends to firearms dealers.”

In the other case, a branch of a North Carolina bank refused to set up a new payment service for a firearms seller in Tryon, N.C., because of the nature of his industry, the business owner said.

The Daily Signal talked to both businessmen, who say they are being punished for their line of work despite efforts in Congress to end discrimination by banks against gun sellers.

Some experts believe that banks’ decision not to do business with gun sellers stems from Operation Choke Point, a Justice Department program that, according to government officials, aimed to “attack Internet, telemarketing, mail, and other mass market fraud against consumers, by choking fraudsters’ access to the banking system.”

Rich Sprandel, an 18-year police veteran, had to retire in 2011 from the force in Seymour, Conn., after being hit by a drunk driver while on duty in his patrol car. Sprandel, who is married and has two children, opened an online firearms and tactical business.

“I have a retirement pension, but it’s not 100 percent of my pay, so I need to make a living to support my family,” Sprandel, 48, who owns Blue Line Firearms & Tactical in Monroe, Conn., said in an interview with The Daily Signal.

On March 7, he got a voicemail message from a vice president at People’s United Bank in Fairfield, Conn., regarding his request for a new line of credit.

[ … ]

Another firearms dealer, Luke Lichterman, told The Daily Signal that HomeTrust Bank denied banking services to him March 11 because of the “high risk nature” of his business, Hunting and Defense, in Tryon, N.C.

Lichterman, a Columbus resident, said he was trying to open an automatic clearing house payment service with HomeTrust, where he had maintained accounts since 2012.

But, he said,  a treasury management sales officer at the Asheville branch of the bank denied his request on March 11 because of his line of work.

“He explained that he’s terribly sorry, but the banking industry is tightly regulated by the federal government and we cannot approve your [payment service] because of the high risk nature of your business,” Lichterman said. “I said, high risk? What risk? What’s the problem?”

Lichterman, 75, said the banker then said, “I’m sure your business is fine, but it’s your industry that we feel is too risky.”

It was supposed to be a dead program, this idea of Operation Choke Point.  But it isn’t, and there is only one place to point the finger of blame.  No, not Obama.  He is like most presidents – he would subsume too much authority and power to himself as a king of other men without the proper checks and balances.  The proper checks and balances in this case is supposed to be the House of Representatives and the Senate.

You see, they could easily shut down the government if they wanted.  They could pass a bill firing the people in the executive branch responsible for this, and when not signed by Obama, they could withdraw all funds for continued operation of any department.  They have the ultimate power.  They are the ultimate authority.

But they won’t do it because they believe in what’s happening.  They are culprits along with Obama.  You can point the finger of blame directly at your elected representatives for this outrage.  And no, don’t tell me anything about how much such draconian tactics would hurt this group, that group, national defense, the elderly, the young, education, and on and on and on go the tear jerker stories.  I’m uninterested.  I don’t jerk tears any more.  Shut it all down, or tar and feather them in the streets.  I’m fine with either option.

Operation Choke Point Hits Ammunition Company In Maryland

BY Herschel Smith
9 years, 11 months ago

Via Overlawyered:

Why am I still hearing about Operation Choke Point?  Why?  Why can’t the GOP-controlled House act, up to and including shutting down the government if the DoJ doesn’t come clean on Fast and Furious, or stop intimidation of gun and ammunition companies?

Why, after all of these years of obscene, immoral criminality by this administration, can’t anyone stop it?

More On Operation Choke Point

BY Herschel Smith
10 years, 2 months ago

The Blaze:

A Oregon-based gun maker said Thursday that it has been blocked from processing credit card transactions by its long-standing credit card company, and believes it is the latest victim of the Obama administration’s “Operation Choke Point.”

The Obama administration has said Choke Point lets the Departments of Justice and Treasury crack down on illegal businesses by blocking their access to banks and other parts of the U.S. financial system.

Calico Light Weapons Systems believes it is the latest victim of the administration’s overreach. In a statement released Thursday, Chris Holmgren, the company’s owner, says he was unexpectedly warned in mid-July that his credit card processor would have to close his account due to “illegal activities.”

Firearms producers are prohibited by law from selling guns over the Internet. But Holmgren says his company does not sell guns online, and only sells certain parts.

“The [credit card] company thought that I sold firearms over the Internet, which I do not,” he said. “My company only sells parts online, like screws, washers, and other soft goods.”

After several phone calls to his credit card processor, Intuit Merchant Service, Holmgren was told a “policy change” related to “illegal activities” is what was forcing Intuit to close Calico’s account.

Holmgren said that his company later indicated it would re-open his account, but said this has not happened yet.

“I am certain that this is the work of Operation Choke Point, and that my company was targeted because it is considered a ‘high risk’ by the Department of Justice and FDIC, even though we do nothing illegal,” he said.

First of all, to all of the idiots who think it’s illegal to sell guns online, let’s deal with this once and for all.  It’s not illegal to sell guns online.  Got it?  Guns can be purchased and sent to anyone who can successfully complete form 4473, done at the time of receipt at the FFL to whom the gun is shipped.  So let’s stomp that red herring into the ground please.

Second, let’s please end the unconstitutional thuggery of targeting law abiding businessmen with the power of the government because those currently in power happen to dislike the business.

If I didn’t know better, I’d think that Obama and Holder were a bunch of evil, totalitarian, collectivist, communist members of a criminal cartel from Chicago.

Prior: Sun Trust Bank Implementing Operation Choke Point

Sun Trust Bank Implementing Operation Choke Point

BY Herschel Smith
10 years, 3 months ago

Fox Carolina:

INMAN, SC (FOX Carolina) –

A Spartanburg County business owner is upset after he says SunTrust Bank closed his business accounts because he runs a pawn shop.

Even as a boy, Morris Williams often had a gun in his hands.

“I grew up hunting with my dad,” Williams said.

And now as an adult he sells them at the Inman Gun and Pawn.

“This business has been here since the early 90s,” Williams said.

Not only are there guns, but there are guitars, movies and chainsaws for sale. But he said SunTrust Bank cut him off and asked him to close two checking accounts he opened for his business.

“We have an excellent relationship. We have ample funds in the account to do anything we needed to do,” he said.

Williams said he’s a target of bank regulations influenced by the federal government because he’s a gun owner.

“We thought everything was just wonderful until we received this letter,” Williams said.

The letter states, “Under the Rules and Regulations for Deposit Accounts, and as a result of our recent decision, we must ask you to close the below listed SunTrust accounts.”

“The only thing that they will tell us is that we have been deemed a prohibited business type,” Williams said.

Some examples of what could be considered prohibited businesses are weapons, porn products, bankruptcy lawyers and psychic services businesses.

Sun Trust is lying through their employees and spokesmen.  Let’s be clear first of all that Operation Choke Point is a brainchild of Mr. Obama and Mr. Holder.  But Sun Trust is doing this voluntarily.  There is no legal prohibition on doing business with any particular gun dealers.  The CEO or the board of directors has made a decision, and a bad one at that.

They lied again when they said that “we must ask you to close the below listed SunTrust accounts.”  They didn’t have to do that.  They chose to do that, so again, the action is entirely voluntary on their behalf.

If the folks at Sun Trust are proven liars, on record saying things that are manifestly untrue, I wouldn’t want to do business with them anyway.  I recommend in the strongest possible terms that gun owners close their accounts with Sun Trust and open them in a more friendly – and honest – bank.  After all, do you want your money to be under the watch and “protection” of liars?


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